Only a few months ago I made a post all about the joys of paying off debt and what we were doing to clear it. So I thought I should share what has and hasn’t worked, as well as some wonderful bonuses. I’d love to know if you’re going through this process, we can share our war stories!
So we’ve started this with a certain amount of success. We went through all our CDs and DVDs and got rid of anything that we knew we could find online, or easily replace in future if we really want to. Then we scanned them through Music Magpie and Zapper, from there we could see which buyer would give us more for the DVD or CD. Once we had that done, we were able to sort them into parcels and send them off. We got close to £100, which isn’t half bad. Books will be next on the list.
Selling clothes is a different story. I ended up selling some pieces on ebay and unsurprisingly I didn’t make too much, maybe about £30-40. Which isn’t great but it’s better than Depop. I was unable to sell anything on Depop, it’s an odd one, it seems to be a mix between a social network and a selling platform. I just didn’t have time to figure it out and make it work.
Lastly selling random other pieces. I had some success selling a few things on facebook groups. For example there is a local Brighton group and I used it to sell the penny board. Then I used Grumtree to sell the guitar and a few other bits. I may have to do a car boot sale to shift some other odds. When it comes to furniture I will use facebook and Gumtree I think.
This is an excellent one that I aim to do in more areas if I can. Pay for everything with cash, particularly your food budget. You’d be surprised how much it will rein in your spending when you can see your money dwindling as the month progresses. I actually finished one of the months with money left over! All because I could see it sitting in my purse and I desperately wanted to keep it there.
This is one with unexpected bonuses. Not only does it make food shopping really simple and much less stressful, but it also takes all the stress out of dinner. We know what we’re having so we just come in that evening and make whatever is on the board! No decision necessary. The planning itself doesn’t take too long, we just stand in the kitchen, check what’s in the cupboard to keep using up as well as what additional things we need. We tend to pick out a few dinners at the start of the week, then see which foods can be used for another meal.
In another post – Blogger on a Budget, I talked about keeping a little card with my debts written on it. This is excellent, it’s so good to see the debts getting smaller and smaller, it helps to spur me on when I’m having a bad day and just want to buy all of the things. We’ve also started pinning places we want to visit on the pin board. It helps us remember why we’re working so hard to clear the debts.